How to Maximize Your Business Credit Card Cash Back Rewards

As a business owner, it’s essential to maximize every dollar spent on business expenses. One way to do that is by using a business credit card cash back reward that keeps on giving. In this article, we’ll show you how to choose the right business credit card and maximize your rewards through smart spending and taking advantage of promotions.

Choosing the Right Business Credit Card Cash Back

There are three types of business credit cards that offer different rewards:

1. Transferable points cards – These cards offer points that can be redeemed for flights, hotel stays, or merchandise. The best values are usually found when transferring points to airline partners for international business-class seats.
2. Airline or hotel-specific cards – These cards offer miles or points specific to one airline or hotel brand.
3. Cash-back cards – These cards offer a percentage of cash back on all purchases.

To choose the right card, you should consider your business expenses and what rewards you value most. If you frequently travel for business, an airline or hotel-specific card may be the best option. If you want maximum flexibility, a cash-back card may be the way to go.

Compare business credit cards to choose which one best fits your business needs

CHASE INK BUSINESS UNLIMITED

$ 0No Annual Fee

Unlimited 1.5% cash back

EARN $900 Bonus Cash Back (After you spend$6,000) on purchases in the First 3 months after account opening)

Cash Back on every purchase (Earn unlimited 1.5% Cash Back on every purchase* with no limits to the amount you can earn.) Click here for full details

0% intro APR on purchases for 12 months. After that a variable APR of 17.49% – 23.49%

Cash Back rewards Redeem for cash – any amount, anytime – You can always redeem for cash back, or choose other great rewards including gift cards, travel, and more through Chase Ultimate Rewards. Your Cash Back rewards don’t expire as long as your account is open

Apply Now

CHASE INK BUSINESS CASH

$ 0No Annual Fee

5% cash back in select categories

EARN $900 Bonus Cash Back (After you spend$6,000 on purchases in the First 3 months after account opening)

Cash Back on every purchase (Earn 5% Cash Back on the first $25,000 spent in combined purchases each account anniversary year**) Click here for full details

0% intro APR on purchases for 12 months. After that a variable APR of 17.49% – 23.49%

Cash Back rewards Redeem for cash – any amount, anytime – You can always redeem for cash back, or choose other great rewards including gift cards, travel, and more through Chase Ultimate Rewards. Your Cash Back rewards don’t expire as long as your account is open

Apply Now

CHASE INK BUSINESS PREFERRED

$ 95Annual Fee

Flexible and rich rewards

Earn 100,000 Bonus Points (After you spend $15,000 on purchases in the first 3 months after account opening*** That’s $1,000 cash back or $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards)

Points on every purchase (Earn 3 points per $1 on the first $150,000 spent in combined purchases each account anniversary year**) Click here for full details

A variable APR of 20.24% – 25.24% on purchases and balance transfers – No Foreign Transaction Fees

Flexible and rich rewards – Flexible redemption options for whatever your business needs – You can always redeem for cash back, or choose other great rewards including gift cards, travel and more through Chase Ultimate Rewards…Apply Now

Maximizing Your Rewards

• Take advantage of sign-up bonuses – Many business credit cards offer large sign-up bonuses when you spend a certain amount within the first few months of card membership. Make sure to read the terms and conditions carefully, as you may need to meet a spending requirement to qualify for the bonus.
• Use shopping portals – Shopping portals are online marketplaces that offer additional cash back or reward points when you make purchases through their site. Make sure to check if your business credit card has a shopping portal and if the merchants you frequently buy from are available. Chase Does provide a Merchant portal on your bank account dashboard. Which they allow you to choose the merchants you would like to shop with to earn cash back.

• Take advantage of promotions – Many business credit cards offer periodic promotions that offer bonus rewards points on specific categories such as travel, office supply stores, or telecommunications. Be sure to read your card’s terms and conditions to see what promotions are available and make sure to take advantage of them.
• Use the card for all business expenses – Make sure to use your business credit card for all your business expenses to maximize your rewards. This includes things like office supplies, travel, meals, and more.
• Pay your balance in full – To avoid interest charges, make sure to pay your balance in full every month. This way, you’ll maximize the benefits of your rewards program and avoid paying extra money in interest charges.

Final Thoughts

By choosing the right business credit card and maximizing your rewards, you can turn your business expenses into a source of income. Make sure to choose a card that aligns with your business expenses, and take advantage of promotions and shopping portals to maximize your rewards. With careful management, your business credit card can help your business thrive.

Disclaimer: Information found on BTC Upload, LLC is those of the writers quoted. It does not represent the opinions of BTC Upload, LLC on whether to buy, sell, or hold any investments. You are advised to conduct your own research before making any investment decisions. Use provided information at your own risk. Full disclaimer

(Business Credit Card Cash Back)